MACRA Policyholder Notification: Americo

There are Medicare changes going into effect January 1, 2020 as a result of the Medicare Access and CHIP Reauthorization Act of 2015 (MACRA). The Act prevents people who are Medicare eligible on or after January 1, 2020 from purchasing Medigap plans* that cover the Medicare Part B deductible (Plans C, F, and High-Deductible F). That means those Medicare beneficiaries will not have a Medigap plan with first-dollar coverage and will pay the Medicare Part B calendar-year deductible themselves.

But what does this mean for those that are currently Medicare eligible or will be prior to January 1, 2020? With all the information that's out there regarding MACRA, Americo Financial Life (AFL) and Great Southern Life (GSL) Medicare Supplement want policyholders to know the facts. 

Americo will communicate with all our Medicare Supplement policyholders to help them understand the 2020 Medicare changes and what this means to them and their current Medicare Supplement insurance. Because current policyholders are already Medicare eligible, this communication is meant to assure them that they are not impacted by the changes in the law.

  • If you currently have a Plan C, F or High-Deductible F, you can keep the plan. These plans will continue to be in force as long as premiums are paid on time.
  • If you are Medicare eligible before December 31, 2019, you may continue to purchase Plans C, F and High Deductible F after January 1, 2020;

Rest assured the plans are safe and will continue to pay the Part B deductible. If you have questions, please contact This email address is being protected from spambots. You need JavaScript enabled to view it., ext 212.

*MACRA applies to all Medicare supplement plans regardless of the carrier.
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