BUILD YOUR SELF-FUNDED PORTFOLIO... Self-funding is quickly becoming the way for groups to avoid the high costs of ACA and still have control over the costs and benefits they offer their employees. MIS has partnered with three NEW self-funding companies that are unique in their own way - but all offer great value to your clients.
Allied National - offering Pay or Play solutions that really work for your 50+ groups as well as level funded self-funded plans at 2 or more lives.
ATA America - Amerishare- offering level funded plans with traditional self-funding approach for 5+ groups. They have specific/aggregate excess loss and aggregate only. "Aggregate only" can save 5 -10%.
HealtheChoices- offering plans for 10+ groups. Administered by Meritain Health, an Aetna company; uses the Aetna true National PPO network. There are no plan set-up or run-off fees. COBRA administration is included with all plans.
When you include Assurant (2+ lives), you've got an awesome foursome to choose from. Contact Scott Lewis, ext 208, for more information.
QUOTING MADE EASY...
Go to My Ohio Health Insurance to run your 2016 individual quotes. It's fast, easy and convenient. Plus you have access to the benefits, network directories and online applications. It's available 24/7 and it's FREE! Click here.
MIS would like to introduce a new product - Beazley Supplemental Medical Expense Plan (Gap). This product provides a benefit amount for certain out-of-pocket medical expenses (deductible, copays and coinsurance) and works well for groups with high-deductible plans. Key features include: flexible benefit options, a broad spectrum of plan designs, minimum eligibility of 10 lives, guarantee issue and competitive pricing. Contact Scott Lewis, ext 209, to learn more!
TURN TO HCC MEDICAL FOR SHORT TERM COVERAGE... There are transitional periods in life that can leave you without medical coverage for a brief time. HCC Medical Insurance Services understands your need for peace of mind about health insurance coverage during uncertain times. STM Complete provides affordable temporary health insurance to protect you and your family. You should consider purchasing STM Complete if you are concerned about protecting yourself from the potentially high medical costs associated with an unexpected sickness or injury. Click here for all the HCC forms - brochure, application or rates.
MWG Broker Services – Private Dental and Vision Exchange is #1 in the Country...
MWG Broker Services brings you the #1 Private Dental and Vision Exchange in the country. Over 27,000 enrollments occurred from 1/15 to 4/15; 85% of those were completed by the consumer online. This product is perfect for individuals and families who have medical insurance outside of a group plan, either ON or OFF of the Exchange, for seniors when Medicare does not cover expenses, and for employees on COBRA. The opportunities are endless! Click here to get started.
WELCOME TO THE FUTURE OF HEALTHCARE...
Be among the first to offer Teladoc to your group and individual clients. Teladoc is 24/7/365 access to a board-certified physician via phone, computer or smart phone. It's great for "non-emergency" situations (allergies, poison ivy, pink eye, etc), and the physician can order prescriptions for pick-up at your local pharmacy. There are no copays or time spent in a waiting room away from work, and the average call back time is 24 minutes. One low monthly fee -- $14.99 per employee/family (group), $18.99 per individual/family -- covers all of these benefits. It works great with HSA and self-funded plans! Call one of our marketing directors for more information.